A Liquidity CD allows you to set a cash distribution schedule so you can cover known expenses during your investment period.

How It Works
Besides choosing your term length, you will also set a distribution schedule when you open your CD account. This can be on a semi-annual or annual basis and is a payout of a portion of your initial deposit plus interest earned.

For example, let’s say you open a 36-month CD on a semi-annual distribution schedule. Over the lifetime of your CD account, you would receive 6 payments of about 1/6 of your initial deposit plus interest earned over that time into your MapleMark Checking Account.

For a more in depth look at the Liquidity CD Product, please review pages 4-6 of our Specialty CD Product Guide.

Best for:

  • Locking in long-term rates without locking up your money
  • Withdrawing funds more frequently
  • Setting a cash distribution schedule that works for you

Account Features:

  • Online and Mobile Banking
  • eStatements
  • FDIC Insurance up to $250,000
  • Complimentary MapleMark Checking Account
  • Interest will be compounded daily and credited monthly

Open a Semi-Annual Liquidity CD Certificate of Deposit

Open an Annual Liquidity CD Certificate of Deposit


Our Annual Percentage Yields (APYs) are accurate as of May 21, 2022. The APY we pay is based on your opening deposit amount. Advertised APYs are subject to change. Early Withdrawal Fees could reduce the earnings on this account.

You must maintain minimum daily balances of $.01 or greater to obtain the disclosed annual percentage yields (APY). Please refer to the Rate and Fee Schedule document for the current rate and APY. Refer to Rate Sheet for the Early Withdrawal Penalty details.

This CD will not renew automatically at maturity. Any distribution payments will be placed in a noninterest-bearing account.

Certificates of Deposit
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