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Rev.
01/2018 |
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FACTS |
WHAT DOES MAPLEMARK BANK |
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Why? |
Financial companies choose how they
share your personal information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this
notice carefully to understand what we do. |
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What? |
The types of personal information we
collect and share depend on the product or service you have with us. This
information can include: § Social
Security number n Transaction or loss
history § Account
balances n Credit history § Payment
history n Account
transactions |
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How? |
All financial companies need to share
customers' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their
customers' personal information; the reasons MapleMark Bank chooses to share;
and whether you can limit this sharing. |
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Reasons we can share
your personal information |
Does MapleMark
Bank share? |
Can you limit this
sharing? |
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For our everyday business purposes – such as to process
your transactions, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus |
Yes |
No |
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For our
marketing purposes – to offer our products and services to you |
Yes |
No |
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For joint
marketing with other financial companies |
No |
We don’t share |
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For our
affiliates' everyday business purposes - information
about your transactions and experiences |
No |
We don’t share |
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For our
affiliates' everyday business purposes - information
about your creditworthiness |
No |
We don’t share |
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For our affiliates to market to you |
No |
We don’t share |
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For nonaffiliates to market to you |
No |
We don’t share |
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Questions? |
Call 1-866-698-5760 or go to www.maplemarkbank.com |
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Page 2 |
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What We Do |
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How does MapleMark
Bank protect
my personal information? |
To protect your personal information
from unauthorized access and use, we use security measures that comply with
federal law. These measures include computer safeguards and secured files and
buildings. |
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How does MapleMark
Bank collect my personal information? |
We collect your personal information, for
example, when you § Open
an account n Use your credit or
debit card § Apply
for a loan n Show your
government-issued ID § Make
deposits or withdrawals from your account We also collect your personal
information from others, such as credit bureaus, affiliates, or other
companies. |
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Why can't
I limit all sharing? |
Federal law gives you the right to limit only § Sharing
for affiliates' everyday business purposes - information about your
creditworthiness § Affiliates
from using your information to market to you § Sharing
for nonaffiliates to market to you State laws and individual companies may give
you additional rights to limit sharing. See below for more on your rights
under state law. |
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What happens
when I limit sharing
for an account I hold jointly with someone else? |
Your choices will
apply to everyone on your account. |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can
be financial and non-financial companies. § MapleMark Bank does not share with our
affiliates. |
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Nonaffiliates |
Companies not related by common ownership or control.
They can be financial and non-financial companies. § MapleMark Bank does not share with nonaffiliates
so they can market to you. |
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Joint Marketing |
A formal agreement between nonaffiliated financial
companies that together market financial products or services to you. § MapleMark Bank doesn't jointly market. |
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Other Important Information |
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For Alaska, Illinois, Maryland
and North Dakota Customers. We will not share personal information with
nonaffiliates either for them to market to you or for joint marketing -
without your authorization. For California Customers. We will not
share personal information with nonaffiliates either for them to market to
you or for joint marketing - without your authorization. We will also limit
our sharing of personal information about you with our affiliates to comply
with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Customers. We will
not share personal information from deposit or share relationships with
nonaffiliates either for them to market to you or for joint marketing -
without your authorization. For Vermont Members/Customers. We
will not disclose information about your creditworthiness to our affiliates
and will not disclose your personal information, financial information,
credit report, or health information to nonaffiliated third parties to market
to you, other than as permitted by Vermont law, unless you authorize us to
make those disclosures. Additional
information concerning our privacy policies can be found at
www.maplemarkbank.com or call 1-972-698-5750. For Texas
Customers. The MapleMark Bank is chartered, licensed or registered under
the laws of the State of Texas and by state law is subject to regulatory
oversight by the Texas Department of Banking. Any consumer wishing to file a
complaint against the MapleMark Bank should contact the Texas Department of
Banking through one of the means indicated below: In person, or by U.S. Mail:
2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone
No. (877) 276-5554; Fax No. (512) 475-1313; E-mail:
consumer.complaints@dob.texas.gov, Website:
www.dob.texas.gov. |
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